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How to Know If Your Travel Insurance WFM Platform Is Underperforming (And What to Do About It)
Most contact center leaders believe their WFM platform is working.
Forecasts run. Schedules publish. Service levels are mostly acceptable. Nothing is visibly broken.
That assumption is where risk quietly accumulates.
WFM platforms rarely fail outright. What fails is the set of assumptions embedded inside them. As volume patterns, customer behavior, shrinkage, and business priorities change, the model often stays frozen in time.
When that happens, the platform continues to operate but its ability to predict and guide decisions steadily erodes.
This article helps you determine, quickly and objectively, whether your WFM platform is underperforming and what to do about it without buying new software.
What Does It Mean When a WFM Platform Is Underperforming?
A WFM platform is underperforming when its workforce model no longer reflects current operating reality, resulting in inaccurate forecasts, unexpected variance, and reactive staffing decisions.
Importantly, underperformance does not mean the software is broken. It means the assumptions driving the model are outdated, incomplete, or no longer validated against real-world behavior.
Underperformance Does Not Equal Broken Software
Many teams associate WFM problems with system limitations or calculation errors. In practice, underperformance is more subtle.
It typically shows up as:
- Forecast accuracy that stagnates instead of improving
- Variance that is always explainable after the fact but rarely anticipated
- Staffing decisions driven by buffers rather than confidence
- KPIs that describe what already happened instead of what is likely to happen next
The platform is functioning. The model inside it is stale.
Six Signs Your WFM Platform Is Underperforming
If you are seeing more than one of the signals below, your WFM platform is likely underperforming.
1. Forecast accuracy has not improved in 12 months or more
Mature operations expect continuous improvement. When accuracy plateaus, it usually indicates that assumptions are no longer being challenged.
2. Budget variance is explained after the fact
When finance conversations focus on justification rather than prediction, the workforce model is reacting to reality instead of informing it.
3. Shrinkage assumptions are static
Shrinkage is treated as a fixed input even though behavior, policies, channel mix, and work patterns have changed.
4. Staffing decisions rely on buffers
Extra heads, extra hours, or excess overtime are added “just in case.” Buffers signal low trust in the model.
5. KPIs explain yesterday, not tomorrow
Dashboards describe outcomes but do not meaningfully support forward-looking decisions or trade-offs.
6. The original WFM business case has not been revisited
The assumptions used to justify the platform have not been revalidated against current operating conditions.
Why Teams Often Miss WFM Underperformance
WFM underperformance is difficult to detect because it hides behind acceptable results.
Lagging KPIs mask forward-looking issues. Service levels that are “good enough” reduce urgency. Strong operators compensate through manual intervention, overtime, and constant adjustment.
From the outside, operations appear stable.
Internally, planning cycles lengthen, confidence erodes, and decision-making becomes heavier. By the time underperformance becomes obvious, its cost is already embedded in budgets and staffing plans.
What High-Performing Teams Do Differently
High-performing teams treat the workforce model as a living operational asset.
They consistently:
- Revalidate assumptions on a regular cadence
- Separate forecasting error from execution error
- Track where variance originates rather than where it lands
- Use the model to inform decisions, not defend outcomes
This approach does not eliminate variance. It restores control.
When assumptions are current, buffers shrink, trade-offs become explicit, and leaders regain confidence in their planning decisions.
What to Do Next Without Buying New Software
Improving WFM performance does not require a platform replacement.
Start with a structured self-assessment.
Compare today’s operational reality against the assumptions embedded in your current model. Identify where drift has occurred. Focus on the few recalibration levers that drive the highest impact rather than attempting a full rebuild.
Many teams unlock meaningful gains before any technology change is even considered.
How Can You Evaluate Your WFM Platform Performance?
The fastest way to assess performance is with a structured WFM Self-Assessment Scorecard.
It helps you evaluate forecasting accuracy, shrinkage assumptions, staffing logic, and governance discipline in a consistent way.
You can score your model in under 15 minutes and immediately see where underperformance is most likely occurring.
Frequently Asked Questions: WFM Platform Performance in Travel Insurance
How do you know if a WFM platform is underperforming?
A WFM platform is underperforming when forecast accuracy stalls, variance increases unexpectedly, staffing relies on buffers, and assumptions are not regularly revalidated.
Can a WFM platform underperform without being broken?
Yes. Most underperformance comes from outdated assumptions rather than software defects or system limitations.
How often should forecast accuracy improve?
In stable operations, forecast accuracy should show incremental improvement year over year. Long plateaus are a warning sign.
Why do WFM forecasts lose accuracy over time?
Forecasts lose accuracy when volume patterns, customer behavior, shrinkage, or business priorities change without corresponding model recalibration.
Do you need new WFM software to improve performance?
No. Many performance issues can be addressed by reassessing assumptions and recalibrating the existing model.
What is the first step to improving WFM performance?
The first step is a structured self-assessment that compares current reality to the assumptions driving the workforce model.